logistics of long term travelling?

Say you want to remain in your home country for 6 months a year, while travelling to other countries for 3-6 months at a time (each).
How would you manage this, mostly in terms of housing? Assume you have a remote job with a decent income, and do not own a house.

I'm not sure how you would avoid paying rent in 2 places at once, while still being able to... own stuff. I guess you could pay for a storage unit while you are out of the country?

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  1. 2 years ago
    Anonymous

    You need someone to hold your flipper frogposter?

    • 2 years ago
      Anonymous

      Yes
      I didn’t know what picture to post really so forgive me for adding an Indian frog

  2. 2 years ago
    Anonymous

    You get rid of most your shit, store a few memorabilia at your parent's and use apartments that are rented weekly or monthly, both abroad and at home

    • 2 years ago
      Anonymous

      > OP is too fricking stupid to work this out and thinks there is some magical trick to short term housing across multiple continents
      You should have said nothing

  3. 2 years ago
    Anonymous

    i spend about half my life in europe, half in asia. i own a property in my home country and one in asia (two actually but one is rented out)
    for a few years i've kind of flip flopped between thinking of the two countries as "home". at first it was my home country place but at the moment i am spending more time in asia so i tend to think of here as home. i went back to my home country for a few months recently and really it felt like i was killing time and my place there felt like just a dumping ground for stuff.
    so at the moment i am planning on selling my home country place and putting stuff into storage. i'm doing that because i'm well aware that life might change and i might need to go back to my home country permanently so i'm not selling everything just yet. also i need a permanent address in my home country as i have a company registered there so i'm using a virtual office address for the company and a family member's address for personal stuff.
    tldr version, i live across two countries, have places in both, currently selling one but might go back there so not cutting ties completely

    • 2 years ago
      Anonymous

      How do you deal with maintenance with the homes that you weren't residing in or renting?
      Maybe it's fearmongering but always saw people bring up concerns of pests moving in, pipe bursts, mold issues, etc. that you wouldn't know for months as you were away.

      This is exactly the issue, as I want to stay in one country for more than 6 months at a time.

      Perhaps I could get a bullshit part time evening job in the country, and use that so I am at least filing some taxes? Could also help, socially.

      Always figured it'd be neat to work as a bartender or something in another country.

      • 2 years ago
        Anonymous

        >How do you deal with maintenance with the homes that you weren't residing in or renting?
        the place in asia is never actually empty. when i'm not there- or more accurately me and my wife are not there- we have family members who stay there.
        the place in europe is usually completely empty though. never had a problem with pipes etc while we are away but occasionally when we go back and wake the place up again we get a glitch or two. like an occasional blown bulb or whatever. i'm always nervy about using the washing machine for the first time too. but fortunately nothing major.

  4. 2 years ago
    Anonymous

    Parents mailing address.
    Local phone number
    Make sure bankers and brokerage accounts don't find out you are abroad (use wise for intermediate transfers)

    • 2 years ago
      Anonymous

      >Make sure bankers and brokerage accounts don't find out you are abroad (use wise for intermediate transfers)
      So, say I wanted to live in another country for 183 days a year while having a job in the USA. Would I get fricked by the tax authorities/my employer if I didn’t tell them and they found out?

      I don’t see how it would be a problem if I just vpn’d back into the united states.

      • 2 years ago
        Anonymous

        Problem is brokerage accounts and 401k plans closing your account, banks too probably.

        • 2 years ago
          Anonymous

          >Make sure bankers and brokerage accounts don't find out you are abroad (use wise for intermediate transfers)
          So, say I wanted to live in another country for 183 days a year while having a job in the USA. Would I get fricked by the tax authorities/my employer if I didn’t tell them and they found out?

          I don’t see how it would be a problem if I just vpn’d back into the united states.

          Also you're definitely supposed to be paying tax abroad, people will get fricked by this. Almost nobody follows the rules on tax residency. IRS will probably start going after people too soon (Dems are funding them with billions)

          • 2 years ago
            Anonymous

            Hmm...
            So long as I pay my taxes in the USA, I’m square with the IRS, no? The main problem would be that I’m not paying my tax residency, which lies in another country.

            Let’s say I have a trust fund set up for myself and only payed living expenses out of that. Would there be any conceivable way that a foreign government would find out that I’m working and not paying taxes in their country? I mean, as far as they know I’m a rich trust fund kid who is just living off of daddy’s money.

            • 2 years ago
              Anonymous

              foreign government's don't give a frick as long as you dont live there long enough to get taxed. generally in most countries that's 182 days. so if you stay past 6 months, you'll most likely be fricked, just leave before and dont tell them you're working there obviously

              • 2 years ago
                Anonymous

                This is exactly the issue, as I want to stay in one country for more than 6 months at a time.

                Perhaps I could get a bullshit part time evening job in the country, and use that so I am at least filing some taxes? Could also help, socially.

              • 2 years ago
                Anonymous

                >Perhaps I could get a bullshit part time evening job in the country, and use that so I am at least filing some taxes? Could also help, socially.
                That would certainly be an option if you can get the appropriate visa, it will also help with staying for an extended amount of time without visa runs.

                How do you deal with maintenance with the homes that you weren't residing in or renting?
                Maybe it's fearmongering but always saw people bring up concerns of pests moving in, pipe bursts, mold issues, etc. that you wouldn't know for months as you were away.

                [...]
                Always figured it'd be neat to work as a bartender or something in another country.

                >How do you deal with maintenance with the homes that you weren't residing in or renting?
                You need some trusted people, a friend of mine has a local rent out part of the house for weeks, in exchange for a 40% cut he gets the whole routine maintenance and inspections done.

              • 2 years ago
                Anonymous

                >That would certainly be an option if you can get the appropriate visa, it will also help with staying for an extended amount of time without visa runs
                I think a d7 visa clears you to get a job in Portugal. My plan was to buy an apartment in Lisbon and live there for 183 days a year, spending the rest of the year either with my parents in the states, or in another country. Given that most countries have a 90 day rule, I could get away with living in pretty much any country I wanted for the other half of the year, with only 1 visa run each year.

                I would love to have just been able to get a golden visa, but they recently changed it so that buying a property in Lisbon no longer qualifies you. I could still get something in a less populated place, I suppose. It would certainly be less stressful than tax evasion.

              • 2 years ago
                Anonymous

                You'll get 90 days per 180 days in the Schengen area outside of Portugal but there are many other countries you can visit for 30+ days without a visa in case you feel like going somewhere else for an extended amount of time.

              • 2 years ago
                Anonymous

                Basically anywhere in blue is on the table.
                I was thinking Japan or Korea might be nice, if only for the ease of doing a visa run after 90 days. I don’t necessarily have to go for 6 months straight, but I imagine that 6 month leases will be the easiest to find

              • 2 years ago
                Anonymous

                Japan and Korea are actually easier with apartments rented out by the week/month.
                Getting a mid-term contract on a visa waiver or tourist visa is fairly difficult, easier to just extend your weekly apartment.
                BTW: Your map is outdated, there are at least two countries not listed where US citizens can enter visa-free or without going through the traditional visa process.

                How would said bank find out? You must establish domicile to open an account and have an address that can receive mail in the USA and a form of correspondence. Outside of that I don't see anything happening of note that would stop you. If you lack a domicile in the USA though you might run into a problem. I'd hope you have a fall back plan of a parents of family member that isn't moving in case shit goes south though.

                Banks like to know where you are connecting from for fraud prevention purposes. If you connect too much from abroad or from commercial VPN addresses without checking in from a US residential IP they might flag your account.

              • 2 years ago
                Anonymous

                Thats actually a valid point. Probably could be circumvented by setting up something that pings from your home address. and using two different cards. cycling periodically between their use.

              • 2 years ago
                Anonymous

                You can set up something like PiVPN in one or two relatives' places and connect via them, just make sure to maintain them well and have some kind of backup plan in case they fail.

              • 2 years ago
                Anonymous

                >I would love to have just been able to get a golden visa, but they recently changed it so that buying a property in Lisbon no longer qualifies you.
                I thought they still allowed you to buy a place in the ghetto in Lisbon to qualify or did they drop that too?

                Parents mailing address.
                Local phone number
                Make sure bankers and brokerage accounts don't find out you are abroad (use wise for intermediate transfers)

                >Make sure bankers and brokerage accounts don't find out you are abroad
                Just don't tell them you MOVED abroad, they don't care about "travel", even if it's long term, just do a travel notice on your card so the fraud detection doesn't freeze it. The best thing to do is setup residency in a state without income tax where you can scam their DMV into giving you a license with the address from a mail forwarding service, that way you have a valid ID with a permanent address you can use as long as you need.

              • 2 years ago
                Anonymous

                >I thought they still allowed you to buy a place in the ghetto in Lisbon
                Nope. All areas in white on this map are off limits

                https://i.imgur.com/4ySDP2z.jpg

                >That would certainly be an option if you can get the appropriate visa, it will also help with staying for an extended amount of time without visa runs
                I think a d7 visa clears you to get a job in Portugal. My plan was to buy an apartment in Lisbon and live there for 183 days a year, spending the rest of the year either with my parents in the states, or in another country. Given that most countries have a 90 day rule, I could get away with living in pretty much any country I wanted for the other half of the year, with only 1 visa run each year.

                I would love to have just been able to get a golden visa, but they recently changed it so that buying a property in Lisbon no longer qualifies you. I could still get something in a less populated place, I suppose. It would certainly be less stressful than tax evasion.

                At least, for residential properties. Commercial properties are fair game, but you need to spend $500,000 cash.

        • 2 years ago
          Anonymous

          So an American wouldnt be able to trade or invest with his or her Charles Schwab account just because they live overseas? Even so, surely there are brokerages in the US that deal with "foreign investors" into the American stock market, if thats how they now wish to classify you.

          • 2 years ago
            Anonymous

            How would said bank find out? You must establish domicile to open an account and have an address that can receive mail in the USA and a form of correspondence. Outside of that I don't see anything happening of note that would stop you. If you lack a domicile in the USA though you might run into a problem. I'd hope you have a fall back plan of a parents of family member that isn't moving in case shit goes south though.

            • 2 years ago
              Anonymous

              Japan and Korea are actually easier with apartments rented out by the week/month.
              Getting a mid-term contract on a visa waiver or tourist visa is fairly difficult, easier to just extend your weekly apartment.
              BTW: Your map is outdated, there are at least two countries not listed where US citizens can enter visa-free or without going through the traditional visa process.

              [...]
              Banks like to know where you are connecting from for fraud prevention purposes. If you connect too much from abroad or from commercial VPN addresses without checking in from a US residential IP they might flag your account.

              Thats actually a valid point. Probably could be circumvented by setting up something that pings from your home address. and using two different cards. cycling periodically between their use.

              You can set up something like PiVPN in one or two relatives' places and connect via them, just make sure to maintain them well and have some kind of backup plan in case they fail.

              There is literally no law preventing you from owning a US bank account while living abroad. Banks simply require a US address, this could be your parents or relatives, or a friend.
              Banks do not shut down your account if you login abroad multiple times. They do not flag it unless you have a significant enough transaction. Your brokerage account is safe too. You technically aren’t “living” abroad if you have a US residence you can attach your name to. Enough with the fear mongering.

              I actually found a nice guide for this:
              https://techrelay.xyz/post/nomad-vpn/

              More than what may or may not be necessary for banks, you must usually hide your location from your employer. Ideally you’d establish residence in a state with no income tax, but we’ll see how that goes.

              Now, on the topic of the golden visa, it’s a 500k buy in for most investments, 280k minimum (residential property in a “low density” area). That’s a steep asking price, but once you have permanent residence and/or citizenship, you can liquidate and (hopefully) recoup your money.
              This visa basically allows unrestricted access to the country, with basically 0 time requirements, unlike the d7 visa.
              The main issue is that residential property on the coast doesn’t count for this visa. You can only get commercial property. I’ll likely have to speak to a lawyer about this, but does anyone know the legality of buying an airbnb property?

              Anyways, if an airbnb type property is classified as commercial (which I think it is), that’d be by far the best route. It would allow me to travel almost unrestricted, legally work a US based remote job with a USA tax residence, make a bit of cash renting to tourists, all while having a place to stay in Portugal and eventually Portuguese citizenship (hopefully).

              The only issue is the current housing market being absolute dogshit, and a ticking timebomb :^)
              Maybe when the bubble collapses, I can pick something up. Though, with the rate of inflation atm, it might be better to buy asap.

    • 2 years ago
      Anonymous

      lol wtf does the bank or brokerage account care if you are abroad? It's not illegal to own stocks or use us bank accts abroad

  5. 2 years ago
    Anonymous

    It obviously depends on the country, but generally they like to collect taxes from anybody staying within their borders for more than a given time period.
    Obviously many countries will only strictly enforce that on big fish, but if you catch the attention of the local tax authorities your trust fund kid excuse won't work.

    • 2 years ago
      Anonymous

      This is what I fear is the case. Most companies don’t have an office in the country I’m looking at (Portugal), and even if they do, why would they pay a US salary for someone not living in the US? You can apparently get around it by starting an llc and contracting for your company, but that’s not a good solution either.

      I don’t know, maybe I could get the trust fund thing to work but it’s risky, and I’d have to do some advanced begging.

  6. 2 years ago
    Anonymous

    There is literally no law preventing you from owning a US bank account while living abroad. Banks simply require a US address, this could be your parents or relatives, or a friend.
    Banks do not shut down your account if you login abroad multiple times. They do not flag it unless you have a significant enough transaction. Your brokerage account is safe too. You technically aren’t “living” abroad if you have a US residence you can attach your name to. Enough with the fear mongering.

    • 2 years ago
      Anonymous

      There is no law forcing social media companies to collaborate with the ADL to identify wrongthink but they all do because of the negative fallout otherwise.
      Same for banks, they don't need to monitor your IP addresses but it helps them prevent fraud and they can attempt to sell you more expensive products as a bonus.

    • 2 years ago
      Anonymous

      Eh, there are some truths. You could lose puerto rican resident status and therefore lose the benefit of capital gains free trading. But that is a heightened capital than any of us are working with

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