Travel insurance - is it worth getting or nah?

Travel insurance - is it worth getting or nah?

  1. 1 month ago
    Anonymous

    only if you travel

  2. 1 month ago
    Anonymous

    The cost is tiny and it could save you from life ruining hospital bills, so yes it’s worth it

  3. 1 month ago
    Anonymous

    Its not a big ammount and if something happens with you its okay. I had a mcl tear during my travel and I had to go home. The hospital, transport, transport to the airport, new ticket home was covered, also I got some nice money.

  4. 1 month ago
    Anonymous

    No reason not to have it. I get one included with my credit card so no need to worry.

  5. 1 month ago
    Anonymous

    They aren't that expensive. I always thought like "fuck travel insurance scam, what can go wrong and how often do I break my arm" but simply you never know. Even my father who's ultra rich chad thinks its a must.

    • 1 month ago
      Anonymous

      So I always get it, have never used it. One day I hope it'll save my ass, but I also hope I'll never have to use it.

  6. 1 month ago
    Anonymous

    If you have a claim you have to argue with them for them to pay anything. It's a disgrace really. My flight home was cancelled in March, had to buy two new flights me and wife. Got home lodged insurance they refused to pay months later and said we should try to get refund from the airline.
    Airline just ignore us, hang up on us or say no but because the airline will not give a formal document stating they are refusing to refund us the insurance also says tough shit

  7. 1 month ago
    Anonymous

    I specifically got one of my main insurance policies for international medical coverage—it doesn’t cost much, and God willing it will never be needed, but people get hit by cars all the damned time when traveling, and I have better things to spend my money on than foreign hospitals. It’s also nice to have coverage for non-medical travel emergencies, like canceled tickets or sudden evacuation.

    In short, yeah, probably worth it.

    I took chances when I was younger, never got it, and wound up paying for an appendectomy in literal cash. It didn’t break me but I sure wished I’d been covered.

  8. 1 month ago
    Anonymous

    I actually work in insurance and dealt with a travel book in the past

    million dollar claims paid as chad’s sudden knee pain turned out to be life threatening cardiovascular stuff needing immediate and prolonged treatment abroad

    repatriating unconscious tourists back home via air

    chartering helicopters so Stacy can make her flight home despite the local ferry people sinking their boat

    not buying travel cover is profoundly retarded so of course anon says you should do it

    • 1 month ago
      Anonymous

      Larp

  9. 1 month ago
    Anonymous

    peace of mind, so yes

    >lost baggage
    travelers insurance
    >get sick
    travelers insurance
    >get drunk and get in a fight
    travelers insurance
    >get drunk and break something really expensive because you're a retarded chimp with the agility and hand-eye coordination of a sloth
    travelers insurance

    good to have it. hope you don't have to use it.

    • 1 month ago
      Anonymous

      Sounds like it's worthless unless you are a drug addict

  10. 1 month ago
    Anonymous

    your embassy is your travel insurance.

    • 1 month ago
      Anonymous

      >your embassy is your travel insurance.
      You severely overestimate what an embassy can or will do for you. They can and do help to coordinate things and people, and sometimes services, in the event of various emergencies, but they’re not going to pay for any of it. So they will probably call your mother and tell her you’re in a hospital in Dumbfuckistan with a broken spine from a drunken scooter accident. But they’re absolutely not evacuating you or paying the medical bill.

      • 1 month ago
        Anonymous

        The travel insurance won't pay either

      • 1 month ago
        Anonymous

        oh, I know. I've been to embassies. I'm pretty sure if you ran up to the gates covered in blood and shouted, "Help! I've been kidnapped!" their reply would be "Do you have an appointment?" Of course they're not going to pay for anything except maybe a ticket back home, but if you're in such bad shape that you need to be hospitalized, a ticket back home is far more useful than two months under observation in a Wuhan clinic.

        • 1 month ago
          Anonymous

          For medical stuff, yeah. Some places are loath to treat you as a foreigner unless you can prove you will pay.

          For *travel* no. If you can't afford to pay a few hundred bucks to rebook on a different airline if something goes wrong, you can't afford to travel. It's that simple. Also, get a fucking Visa or Amex, it covers that shit.

          Any air travel they agree to pay for, they will want you to agree to pay them back after you return home.

  11. 1 month ago
    Anonymous

    Absolutely you moron

  12. 1 month ago
    Anonymous

    Only if something bad happens. Same with health insurance , or life insurance, or home insurance or any other type of insurance.

Your email address will not be published.