guys i'm kinda panicking rn. i'm leaving for a foreign country in less than a month. i don't currently own a credit card. i applied for one a few days ago, but they said it could take up to 30 days to be approved. i haven't received any emails or anything regarding the status of the card. what the frick do i do if it doesn't get approved in time???
Try booking all your hotels and other reservations (long-distance train tickets, etc.) in advance so that locally you only have to purchase tickets for buses, food and souvenirs. You can just take enough cash with you then to pay for the latter things.
>Try booking all your hotels and other reservations (long-distance train tickets, etc.) in advance
I already did most of that. Got hit with a frickload of foreign transaction fees, why is why I signed up for the credit card.
I've just returned from a 15 day holiday in a foreign country and didn't have a credit card. I also didn't use my debit card, not even once. There is this other form of currency OP still around, its called cash and third world shitholes frickin love it.
Yeah this doesn't pass the smell test. Usual turnaround for "further review" applications is within 7-10 business days.
I mean, debit cards work fine
That is moronicly risky. If you're going that route you're better off reloading a pre-paid card.
it's always worked fine for me
foreign transaction fees are like 1% tho
moronic thread
>it's always worked fine for me
ok, until it doesn't, moron. expose someone else's money, not yours.
see
It doesn't make a difference whether it's debit or credit. I use a debit card for most things and it has a 0% foreign transaction fee, best exchange rates etc. Maybe you just have a shit bank
OP here. I just got a letter from Chase saying someone tried to open an account. It has my correct name and everything. The letter told me to call a phone number and verify that it was in fact me who requested the account. I googled the number and from what I can tell, it's legit. Is there anything else I can do to make sure it's real first? I know I'm being paranoid, but I just REALLY do not want my identity stolen.
If the mailing address and phone number both come back from Chase, it's probably legit dude. What I would do is call the general customer service line directly and tell them the letter you got. They'll either transfer you to the department or give you the number directly.
I just now tried calling a couple of different numbers from the Chase website, but they both asked for account details, which obviously I don't have yet. For what it's worth, the robot lady from the number in the letter sounds exactly like the robot lady from the numbers on the website.
There's usually an option that says you don't have the account details/having trouble with account details and that should route you to some CSR. Or just proceed with calling the number in the letter. Now the 30 days thing does make sense for fraud detection.
Either way, I'll have to wait until tomorrow. In the letter it says they're only available until 8 PM EST.
Unfortunately I've got meetings all day long tomorrow and I work in an area where cell phones aren't allowed. Not sure how I'm gonna handle it lmao.
Just call Chase’s 1-800 number and ask to be transferred then.