How do you fund your travels?

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  1. 2 months ago
    Anonymous

    Payment plans tbh. For the flight anyways
    The cost doesn’t really matter for the flight, as long as it’s a good deal. If 30% is added that’s still better then not taking the trip

  2. 2 months ago
    Anonymous

    >be mid to late 20's
    >have IT job for past few years
    >live like a hermit
    >live with parents so don't pay rent or bills
    >travel and act like a big shot
    >get women because unlike home as I don't have to tip toe around the fact I live with my parents still
    there summed up 99.9% of this board

    • 2 months ago
      Anonymous

      Nailed it 100%

      https://i.imgur.com/qDKVfZS.png

      Crypto

      hey i have no clue how crypto works, how does this actually make money? is it a % return on average per year like those bank investment ads? if you put in 50k do you end the year with 55k for example?

      It's literal gambling, nobody knows what will happen, it has no inherit value, it's purely sold on the basis that some other fool will buy your coin at the higher price. Make sure you aren't that fool buying at the high. Make sure you've only got a small percentage of your networth in it that you'd be prepared to lose. When Bitcoin crashes again after this I may buy a little more but that's about it.

      I traveled 9 years in the last 15, I'm 35yo now.

      >be north euro
      >pay is 60k€ a year
      >save 2400€ a month
      > I usually work for 18 months, which means 43k saved, enough to travel for a long while
      >got some crypto and stock gains, around 30k€ total which isn't much compared to what I saved by working, but helps

      I live with gf who has basically the same pay, saving rate, and travels most of the time with me, we're frugal and share many costs so that helps a lot.
      Most people don't realise how much of their spending is unnecessary and how easy it is to save a lot, see Diderot effect.

      You either wait for a mania phase and basically gamble and hope you're out before the inevitable crash.
      Or you buy low, wait a few years and sell high.
      You need to cash out gains at some point or there's no point, many people fail at this spot and just ride the waves forever with numbers on some platform.

      If you keep saving --> burning the savings, what's your plan for retirement?

      https://i.imgur.com/qlepRsb.png

      Lower your tone, CHUD.
      [...]
      I work full time so I can only vacation two or three times a year. It's pretty easy to have $10k of wagebucks on the side to take care of it.

      If this is where the majority of your wealth is "invested" then god help you. Sell that shit right now.

      • 2 months ago
        Anonymous

        >If this is where the majority of your wealth is "invested" then god help you. Sell that shit right now.
        I have $500k invested in my brokerage and retirement accounts, and over $200k equity in my house. I'll be alright.

        • 2 months ago
          Anonymous

          Carry on anon, doing better than 95% of people out there. How old are you?

          >burning the savings, what's your plan for retirement?
          Inheriting, also, frick retirement.
          Our generation's wagies will not get a retirement for the most part, the wages are too low.

          I'd probably want to invest something even if it's just $200 a month to get the ball rolling as relying totally on inheritance could go majorly wrong. But I agree about state funded retirement, the vast majority of young people are going to be working in their 80's like the pensioners of Singapore cleaning up the hawker centres.

          • 2 months ago
            Anonymous

            >Carry on anon, doing better than 95% of people out there. How old are you?
            Thanks. I just turned 35.

      • 2 months ago
        Anonymous

        >burning the savings, what's your plan for retirement?
        Inheriting, also, frick retirement.
        Our generation's wagies will not get a retirement for the most part, the wages are too low.

    • 2 months ago
      Anonymous

      The charges, officer?

    • 2 months ago
      Anonymous

      and act like a big shot
      This one really got me, maybe i should stop doing that.

      • 2 months ago
        Anonymous

        I need to start acting like that

  3. 2 months ago
    Anonymous

    Old guy here. At a point in life where I have enough money to take a trip for fun once or twice a year with my wife and sometimes our adult kids, now that the world is opened up again I've resumed travel to work events and festivals... I have a very particular set of skills... Skills I have acquired over a very long career... and a lot of fabric in bags to focus skills upon... so being brought in to supply a show provides me with miles to use when my family and I travel.

  4. 2 months ago
    Anonymous

    Crypto

    • 2 months ago
      Anonymous

      >no link
      ngmi

      • 2 months ago
        Anonymous

        I sold my link I bought for 33¢ in 2017 for a duplex

    • 2 months ago
      NiggerKing

      Nice to see a SOL chad

    • 2 months ago
      Anonymous

      hey i have no clue how crypto works, how does this actually make money? is it a % return on average per year like those bank investment ads? if you put in 50k do you end the year with 55k for example?

      • 2 months ago
        Anonymous

        I traveled 9 years in the last 15, I'm 35yo now.

        >be north euro
        >pay is 60k€ a year
        >save 2400€ a month
        > I usually work for 18 months, which means 43k saved, enough to travel for a long while
        >got some crypto and stock gains, around 30k€ total which isn't much compared to what I saved by working, but helps

        I live with gf who has basically the same pay, saving rate, and travels most of the time with me, we're frugal and share many costs so that helps a lot.
        Most people don't realise how much of their spending is unnecessary and how easy it is to save a lot, see Diderot effect.

        You either wait for a mania phase and basically gamble and hope you're out before the inevitable crash.
        Or you buy low, wait a few years and sell high.
        You need to cash out gains at some point or there's no point, many people fail at this spot and just ride the waves forever with numbers on some platform.

        • 2 months ago
          Anonymous

          >Or you buy low, wait a few years and sell high.
          better than letting it rot in the bank i guess, thanks for the layman explanation bro

          • 2 months ago
            Anonymous

            hey i have no clue how crypto works, how does this actually make money? is it a % return on average per year like those bank investment ads? if you put in 50k do you end the year with 55k for example?

            I didn't explain that well actually.
            The value of your crypto changes according to supply and demand.
            You buy a bitcoin for 20k$, then after you many people want to buy too, the price rise, you can sell your bitcoin (or a part of it) for a bigger amount.
            It's the same than stocks or a pound of gold.
            Let's say your bitcoin now is 60k$, you sell half of it, you get 30k, which means your investment + 10k profit to travel.
            The problem is that now you only have half a bitcoin, and many people hate this idea and never sell.
            Go on SighSee and you see people who have been holding their link for years, have been theoretically multi millionaires, but didn't sell and are back to their investement.
            They cope by saying 1link=1link which is exactly the mindset preventing them to make it.

            • 2 months ago
              Anonymous

              >sell your bitcoin
              No. You never sell your bitcoin. People who held bitcoin for 10 plus years never regret not selling. Never sell your bitcoin. Period.

      • 2 months ago
        Anonymous

        >hey i have no clue how crypto works, how does this actually make money? is it a % return on average per year like those bank investment ads? if you put in 50k do you end the year with 55k for example?
        boomer moment

        If you expect your 5-10% return, invest in something else.
        Crypto is gambling, you can get x10 a year and lose everything the other year.

        • 2 months ago
          Anonymous

          i like gambling

          [...]
          I didn't explain that well actually.
          The value of your crypto changes according to supply and demand.
          You buy a bitcoin for 20k$, then after you many people want to buy too, the price rise, you can sell your bitcoin (or a part of it) for a bigger amount.
          It's the same than stocks or a pound of gold.
          Let's say your bitcoin now is 60k$, you sell half of it, you get 30k, which means your investment + 10k profit to travel.
          The problem is that now you only have half a bitcoin, and many people hate this idea and never sell.
          Go on SighSee and you see people who have been holding their link for years, have been theoretically multi millionaires, but didn't sell and are back to their investement.
          They cope by saying 1link=1link which is exactly the mindset preventing them to make it.

          i can see the fear of missing out on more and more

          I didn't know either, but I started browsing SighSee a month ago, already did a 2x. I'd say all you need is to be "fluent in SighSee", so that you can distinguish between the indians and the actual autists. This way you pick your investments and ride. Stoicism helps too.

          i see, thank you. i got gifted some 35usd in bitcoin some years ago and it went up and sits now at 50, im going to set up some of my savings in cypto this year see if i get lucky or luck out.

        • 2 months ago
          Anonymous

          >crypto is a gamble
          I bought Bitcoin in 2014 and held. Now I'm a millionaire. I bought it because I thought holding fiat is a gamble. Turns out I was right. The US govt printed 40% of all USD in existence over the last 2 years.
          I was right, you were wrong. Facts. You're the one having an extended boomer moment. You've got precisely 2 days before you lose your chance to buy Bitcoin at this price. Read the news.

          • 2 months ago
            Anonymous

            >I was right, you were wrong.
            Imagining an argument we had in 2014 i guess, take your meds Zuckerberg.

      • 2 months ago
        Anonymous

        I didn't know either, but I started browsing SighSee a month ago, already did a 2x. I'd say all you need is to be "fluent in SighSee", so that you can distinguish between the indians and the actual autists. This way you pick your investments and ride. Stoicism helps too.

      • 2 months ago
        Anonymous

        The market cycles, just buy when people are talking about crypto and everything is down

        >not even in 6 figure hell
        >LTC
        ngmi

        https://i.imgur.com/qlepRsb.png

        Lower your tone, CHUD.
        [...]
        I work full time so I can only vacation two or three times a year. It's pretty easy to have $10k of wagebucks on the side to take care of it.

        I sold for a house and a rental duplex last bullrun so I've been pretty fortunate. The litecoin is garbage though, I didn't buy the top at least though

        • 2 months ago
          Anonymous

          what bullrun mean anon

          I bought that Solana for 2k when it was $15 not long ago, so it was pretty quickly a gain of 12K(not really a gain of anything till I sell), but you can then you that to spread across lower market cap cryptos and grow the portfolio more

          isnt solana that vampire b***h from skyrim? anyways im not interested in autistically checking out biz or wsb for every new "shitcoin" or day trading or anything like that. Just want a "safe" investment that will likely grow even if very little, i still appreciate the input anon

      • 2 months ago
        Anonymous

        I bought that Solana for 2k when it was $15 not long ago, so it was pretty quickly a gain of 12K(not really a gain of anything till I sell), but you can then you that to spread across lower market cap cryptos and grow the portfolio more

      • 2 months ago
        Anonymous

        what bullrun mean anon
        [...]
        isnt solana that vampire b***h from skyrim? anyways im not interested in autistically checking out biz or wsb for every new "shitcoin" or day trading or anything like that. Just want a "safe" investment that will likely grow even if very little, i still appreciate the input anon

        Nailed it 100%

        [...]
        [...]
        It's literal gambling, nobody knows what will happen, it has no inherit value, it's purely sold on the basis that some other fool will buy your coin at the higher price. Make sure you aren't that fool buying at the high. Make sure you've only got a small percentage of your networth in it that you'd be prepared to lose. When Bitcoin crashes again after this I may buy a little more but that's about it.

        [...]
        If you keep saving --> burning the savings, what's your plan for retirement?

        [...]
        If this is where the majority of your wealth is "invested" then god help you. Sell that shit right now.

        What's it like having lower IQ than the average SighSeener?

        • 2 months ago
          Anonymous

          There are ETF's for literally every instrument or asset class you could think of, that doesn't automatically make them good investments. As a matter of fact the vast majority of ETF's are garbage with insane annual fee %'s.

        • 2 months ago
          Anonymous

          There are ETF's for literally every instrument or asset class you could think of, that doesn't automatically make them good investments. As a matter of fact the vast majority of ETF's are garbage with insane annual fee %'s.

          This. More money pouring into Bitcoin is actually bad for people who own it. Me and this anon are enlightened so only we can understand this

    • 2 months ago
      Anonymous

      >not even in 6 figure hell
      >LTC
      ngmi

    • 2 months ago
      Anonymous

      Lower your tone, CHUD.

      https://i.imgur.com/ZXHEYXn.jpg

      I work full time so I can only vacation two or three times a year. It's pretty easy to have $10k of wagebucks on the side to take care of it.

  5. 2 months ago
    Anonymous

    Platinum question

  6. 2 months ago
    Anonymous

    Work, employee plan (that's only 500€ a year but eh), and i do also have a crypto stash that can cover 3 big trips so far.

  7. 2 months ago
    Anonymous

    Man all this talk of "investing" in cryptocurrency. Two questions/points to make:
    1. What does it do? As in "what does it create?". If it has no productive capacity then it is just speculation, not investment.
    2. How much "crypto" is actually traded for goods and services? In lieu of the unstable nature of the "currencies" they quickly reveal themselves to be very, very poor currencies as they are not predictable in their value. This strongly relates to point #1.
    Very strange overall. I imagine if there were a transparent (yet anonymous) cryptocurrency that had stable value it would probably be unpopular, simply by virtue of being useless for speculation.

    • 2 months ago
      Anonymous

      >then it is just speculation, not investment
      Yes that's correct
      If you want to use crypto as a currency then you buy stablecoins like usdc.

      >crypto is a gamble
      I bought Bitcoin in 2014 and held. Now I'm a millionaire. I bought it because I thought holding fiat is a gamble. Turns out I was right. The US govt printed 40% of all USD in existence over the last 2 years.
      I was right, you were wrong. Facts. You're the one having an extended boomer moment. You've got precisely 2 days before you lose your chance to buy Bitcoin at this price. Read the news.

      And if someone bought top a few years ago because it was the first time they ever heard of btc they'd be at a loss.

      Buying btc and eth now as an "investment" can only work as a very short or very long term plan. Anyone getting into crypto now with less than $10k ought to try farming airdrops, launchpad or seed platforms like fjord and uniswap launches, or looking for shitcoins with low market cap and liquidity in hopes they'll moon this bull run. Buying btc with $10k now you'll maybe make $8k then lose it all when the market cools.

    • 2 months ago
      Anonymous

      Not being in a centralized fiat has value. Smart Venezuelan (and to a lesser extent Argentinians) held crypto during unrest and their wealth wasn't inflated away by poor government choices. They can also keep this wealth easily when moving to another country. Like

      >crypto is a gamble
      I bought Bitcoin in 2014 and held. Now I'm a millionaire. I bought it because I thought holding fiat is a gamble. Turns out I was right. The US govt printed 40% of all USD in existence over the last 2 years.
      I was right, you were wrong. Facts. You're the one having an extended boomer moment. You've got precisely 2 days before you lose your chance to buy Bitcoin at this price. Read the news.

      Said

      >crypto is a gamble
      I bought Bitcoin in 2014 and held. Now I'm a millionaire. I bought it because I thought holding fiat is a gamble. Turns out I was right. The US govt printed 40% of all USD in existence over the last 2 years.
      I was right, you were wrong. Facts. You're the one having an extended boomer moment. You've got precisely 2 days before you lose your chance to buy Bitcoin at this price. Read the news.

      >The US govt printed 40% of all USD in existence over the last 2 years
      Having an option to keep money not controlled explicitly by the government and easily moveable/liquid has value

      • 2 months ago
        Anonymous

        >They can also keep this wealth easily when moving to another country
        Nta but can you explain how I can convert to fiat to travel fund? Don't you have to pay taxes and shit on this? I've got a Thai account but this year the laws are changing to make it more difficult to bring in foreign funds. Would you convert the crypto on a Thai exchange and transfer to a Thai bank? I've got a bunch of fiat sitting around and it sucks that it's not doing anything for me.

    • 2 months ago
      Anonymous

      >If it has no productive capacity then it is just speculation, not investment.
      Shitcoins, memecoins, wallstreetbets and other such things aside, that's not what "investment" means. You pulled that definition out of your ass and its shaped by your statist worldview. There is no structural requirement that investments be useful.

      The actual use case for bitcoin and crypto generally though is avoiding capital controls in places that try to keep you from exporting your money (China) or keep you from converting your savings from an inflationary currency into sound money (Argentina).

  8. 2 months ago
    Anonymous

    So this thread is essentially a SighSee circle jerk, cool.

  9. 2 months ago
    Anonymous

    Mostly leftover points from working as a management consultant with some cash sprinkled in.

  10. 2 months ago
    Anonymous

    I max my 4% - 2.5% voluntary retirement (I know I am a public servant and that sucks) and then fill my Roth. I lost a lot of money but I tend to have about 10-15k disposable income in a year unspent as a teacher. In three years my loans will also be forgiven and that will net me some extra too.

    • 2 months ago
      Anonymous

      >as a teacher.
      kek, that's more of a passtime than a real job.

  11. 2 months ago
    Anonymous

    With a job

  12. 2 months ago
    Anonymous

    Ice road trucker.

  13. 2 months ago
    Anonymous

    bank of mum & dad

  14. 1 month ago
    Anonymous

    vacation time from job

  15. 1 month ago
    Anonymous

    >be me
    >lawcel one year out of law school
    >$95k annual
    >bring in around $5500 a month after taxes
    >save approx $2k a month after expenses (rent, new car, bills, 4 types of insurance, groceries, new high end suit every month, bars and restaurants, 401k match at work, etc.)
    >take 2.5-3 week vacation annually when I've saved up around $9-15k and travel in extreme luxury everywhere I go if solo, not so luxurious if with a gf and I'm paynig for everything
    >put absolutely everything on credit cards to maximize points and earn free flights and upgrades every few years, pay off the full balance every month to never pay interest
    >inheritance is shaping up to be approx $350k so I'm also getting a massive lump sum in the next decade to pay off student loans in one go and chunk down a future mortgage (I could buy a house next year if I wanted to but prefer using most of my extra savings to travel instead given the inheritance will just fix my major expenses later and my salary can practically double after 10 years.
    Wasn't even a good student, just made sure to make good connections while in law school and nepotism'd my way into a job that I work insanely hard at. Ironically, boss loves me because a law school friend works for the gov and I'm on great terms with him, pretty much know the outcome of cases with him before trial starts.

  16. 1 month ago
    Anonymous

    1. I worked weekends, with high penalty rates
    2. Sports betting. In the early 2010s, there was one event with a HUGE edge. Made low 6 figures.
    3. Political betting. Trump in 2016 gave me 5 figures.
    4. Crypto. 6 figures

  17. 1 month ago
    Anonymous

    I work part-time and intermittently as a very niche species of consultant; my work is in theory also completely location-independent (although I have a wife with a normal job and kids in school, so I’m not any kind of digital nomad, nor would I want to be) and occasionally requires travel, so I always tack some personal time onto work trips. Basically I get paid pretty well, but very sporadically, and may have a lot of down time between contracts.

    But mostly I take a lot of short, cheap trips to places not far from where I live (I’m in the middle of Europe with a low-cost airline hub fifteen minutes from my house, so I have a lot of easy options). I only take long-haul trips or travel for more than a couple of weeks every year or two. I save for those, like a normie, which I probably am.

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