I work 60 hours a week, rent in “”””bad areas””””, spend $15-20 dollars a week on groceries, don’t have any hobbies besides reading used books, fapping, and browsing my phone
Gives me the ability to save at least 20k for a trip. There’s no reason to participate in American society so it doesn’t bother me at all
I work 60 hours a week, rent in “”””bad areas””””, spend $15-20 dollars a week on groceries, don’t have any hobbies besides reading used books, fapping, and browsing my phone
Gives me the ability to save at least 20k for a trip. There’s no reason to participate in American society so it doesn’t bother me at all
Inb4 le quirky "imma kill myself when I'm 50 anyway"
Yes, I max my Roth IRA every year. Started 4 years ago and I plan to do it AT MINIMUM. Any other kind of windfall will go in a brokerage etc.
So, if I make 48kish post tax >7k roth >20k living expenses >20k coom
[...]
Inb4 le quirky "imma kill myself when I'm 50 anyway"
I can’t predict the future but I plan to just find some young 60iq SEA teen and promise her my wealth if she takes care of me until I die. I would try to arrange the payments in a fashion that I run out of money just before I die so she isn’t incentivized to have me killed in my sleep and maybe knock her up on top of it
Imagine saving for "retirement". For what? So you can upgrade to a nicer hospice center when you get cancer? Just have a paid-for home in a low COL area and enjoy life RIGHT NOW.
>max Roth making 15-20$ an hour >civilization collapses, solar flare wipes all traces of it, civil war happens, israelites israelite it, etc >wish you'd used 20% of your annual income on something else
Lawcel so 6 figure income helps to save up cash for travel. I also shove everything on credit cards to pointsmaxx and get my flights that way. It's been 3 months this year and I've already racked up 20k points, so that's a first class roundtrip to Japan every 2 years without a single dollar spent on shit I don't already use my money on. It's an annual roundtrip if I ditch the first class seats and multiple trips yearly if I fly to Mexico or the Caribbean.
If you have to ask, then you're just poor, it's really not hard to finance a vacation if you have decent skills with earning or saving. My sister makes 50k annual but has a bf who matches her income, they've got enough to take international vacations because they know how to save. tl;dr: stop being moronic
Lrn2churn. Signup bonuses for credit cards absolutely mog points earned from normal spending. With that level of income, you should easily be able to handle 3-4 new cards a year, without even having to resort to manufactured spending or otherwise gaming the system.
I'm in usa, near nyc.
I'm poor.
Planes cost 1,000 ONE way.
I got like a couple 100$, maybe 700$ for TWO way/2 planes.
What's the CHEAPEST travel options? Could i Put myself in baggage on plane?
Hold on...
https://everydayaviation.com/how-to-become-a-flight-attendant-with-no-experience/
https://thetravelacademy.com/how-to-become-a-flight-attendant
Can you do that for like 2-5 years, and get free flights (or discount) when not working (or after you "retire")?
Could you electric bike, or electric kayak? (i think some teen did a Manual kayak across ocean? That's gotta take like a week?)
https://www.thetravelersbuddy.com/2020/04/12/aleksander-doba-kayak-ocean/
Before >Work >Live with my mom >Save everything >Invest
Traveled for about 8 years with that.
Now, in university, which is free. Got summers off. One month to go, then free until september. >Student monthly benefits >Student loan, which is only for living, not to pay for school >Graduate on time, get 30% off student loan, free money >Stay in my moms house, goverment pays my rent, she lives in her other house >Not here in the summer, she gives me money from the rent
I do travel with bicycle and stay in a tent, but I like it. All of this is enough to go 4 months in the summer around Europe with a bicycle, visiting festivals and stuff like that.
Working full time, not spending on literally anything besides essentials and doing overtime when I can. My country also has paid leave by law, so I can take 4 weeks of full paid days off each year if I want to.
So on some trips, I end up being paid my usual wage even if I'm gone for two weeks. Pretty comfy.
>live with parents in public housing >take home about $4100 aud a month >pay $1000 aud a month to contribute to rent >live near city so I walk to work saving transport costs >after my phone payments and other subscription stuff its about $2800 aud a month for me to use
i live with my parents and have 100k in savings.
Government gibs
I teleport to my destination.
I work 60 hours a week, rent in “”””bad areas””””, spend $15-20 dollars a week on groceries, don’t have any hobbies besides reading used books, fapping, and browsing my phone
Gives me the ability to save at least 20k for a trip. There’s no reason to participate in American society so it doesn’t bother me at all
How long it takes you to save $20k?
Do you save anything for your retirement?
Inb4 le quirky "imma kill myself when I'm 50 anyway"
Yes, I max my Roth IRA every year. Started 4 years ago and I plan to do it AT MINIMUM. Any other kind of windfall will go in a brokerage etc.
So, if I make 48kish post tax
>7k roth
>20k living expenses
>20k coom
I can’t predict the future but I plan to just find some young 60iq SEA teen and promise her my wealth if she takes care of me until I die. I would try to arrange the payments in a fashion that I run out of money just before I die so she isn’t incentivized to have me killed in my sleep and maybe knock her up on top of it
Imagine saving for "retirement". For what? So you can upgrade to a nicer hospice center when you get cancer? Just have a paid-for home in a low COL area and enjoy life RIGHT NOW.
Maxing a Roth for me has been
>5500
>6000
>6500
>7000
It’s chump change. It’s gonna finance my retirecoom. In the meantime I’ll be traveling regularly at least every two years. That’s fine with me
>max Roth making 15-20$ an hour
>civilization collapses, solar flare wipes all traces of it, civil war happens, israelites israelite it, etc
>wish you'd used 20% of your annual income on something else
Stocks and gambling
put 100k of savings in a 5% fix deposit, at the end of year, 5K for travel.
I work homie
I make business deals along the way. I look much like the fellow in your picture.
I thought 100% was $3800?
3737 as a single veteran alone. They add a bit for dependents (wife, kids, elderly parents) . This dude is a lying c**t
Book flights and hotels on points and then splurge on food.
This is what I do too. No idea why anyone would be thousands of dollars for some 5 star trash. 3 is good enough
That’s not the 100% disability pay from the VA you lying homosexual. Kys
Lawcel so 6 figure income helps to save up cash for travel. I also shove everything on credit cards to pointsmaxx and get my flights that way. It's been 3 months this year and I've already racked up 20k points, so that's a first class roundtrip to Japan every 2 years without a single dollar spent on shit I don't already use my money on. It's an annual roundtrip if I ditch the first class seats and multiple trips yearly if I fly to Mexico or the Caribbean.
If you have to ask, then you're just poor, it's really not hard to finance a vacation if you have decent skills with earning or saving. My sister makes 50k annual but has a bf who matches her income, they've got enough to take international vacations because they know how to save. tl;dr: stop being moronic
Lrn2churn. Signup bonuses for credit cards absolutely mog points earned from normal spending. With that level of income, you should easily be able to handle 3-4 new cards a year, without even having to resort to manufactured spending or otherwise gaming the system.
Onlyfans
lmao jannies
>SIR DO NOT REDEEM!
Why do I always miss these threads? I have stories to tell too!
I'm in usa, near nyc.
I'm poor.
Planes cost 1,000 ONE way.
I got like a couple 100$, maybe 700$ for TWO way/2 planes.
What's the CHEAPEST travel options? Could i Put myself in baggage on plane?
Hold on...
https://everydayaviation.com/how-to-become-a-flight-attendant-with-no-experience/
https://thetravelacademy.com/how-to-become-a-flight-attendant
Can you do that for like 2-5 years, and get free flights (or discount) when not working (or after you "retire")?
Could you electric bike, or electric kayak? (i think some teen did a Manual kayak across ocean? That's gotta take like a week?)
https://www.thetravelersbuddy.com/2020/04/12/aleksander-doba-kayak-ocean/
tigran petrosian
Before
>Work
>Live with my mom
>Save everything
>Invest
Traveled for about 8 years with that.
Now, in university, which is free. Got summers off. One month to go, then free until september.
>Student monthly benefits
>Student loan, which is only for living, not to pay for school
>Graduate on time, get 30% off student loan, free money
>Stay in my moms house, goverment pays my rent, she lives in her other house
>Not here in the summer, she gives me money from the rent
I do travel with bicycle and stay in a tent, but I like it. All of this is enough to go 4 months in the summer around Europe with a bicycle, visiting festivals and stuff like that.
plasma money and overtime.
Working full time, not spending on literally anything besides essentials and doing overtime when I can. My country also has paid leave by law, so I can take 4 weeks of full paid days off each year if I want to.
So on some trips, I end up being paid my usual wage even if I'm gone for two weeks. Pretty comfy.
>live with parents in public housing
>take home about $4100 aud a month
>pay $1000 aud a month to contribute to rent
>live near city so I walk to work saving transport costs
>after my phone payments and other subscription stuff its about $2800 aud a month for me to use