Sup
Was wondering what you lads do when overseas in Europe with spending?
I can get a international Mastercard debit which will convert to euros and will not have any fees when using a ATM. However I'm going to Hungary, Chezh and Switzerland which all use their own currency. Am I best to get euros out of a ATM and then exchange to the local currency? Or I can get a wise card which will work with all the currencies however will have more fees.
 Thalidomide Vintage Ad Shirt $22.14 |
 DMT Has Friends For Me Shirt $21.68 |
Thalidomide Vintage Ad Shirt $22.14 |
I use a wise card
Any issues/tips? Seems to me to be the best bet.
I also use wise card, and keep my bank debit card in a seperate bag as a backup in case I lose the wise card/my phone/etc.
How much extra are Wise fees, they've always been pretty low in my experience.
"You can take out money for free twice a month — as long as the total amount is 350 AUD/NZD/SGD and under. But after that, we’ll charge you 1.50 AUD/NZD/SGD per transaction. This is a fixed fee. If you take out over 350 AUD/NZD/SGD in one month, we’ll charge you 1.75% on top of that."
get a debit
Yes sir. I've now ordered a wise
At least in the Czech Republic there are bank ATMs everywhere with relatively low fees. I was able to just use my regular US bank card pretty much everywhere (almost every single business uses card machines with chip readers) but otherwise it was super easy to just carry around a bit of local currency if I needed it for a bathroom or to climb a tower or something.
In Hungary the ATM fees are also there, but like even the most remote ass streetfood place would have a POS terminal that works with Visa/Mastercard/Apple pay/Google pay contactless options. It's really hard to find anywhere where you need cash, especially if you stay in Budapest. Maybe if you buy drugs or a kidney, but that's about it.
I've heard that pretty much every place in Europe you can get away with exclusively using card. Except Germany, is this correct?
Get a credit card with zero liability fraud protection and no foreign transaction fees. I use Capitol One Quicksilver because they gave me $200 in credit after I spent $500. Just pay that shit off when you get back.
Do not use debit. If you get scammed using a debit card, it can sometimes take months to get the money back, and often, not at all. I'm dealing with a case of debit card fraud that has taken 4 months to fix and I still don;t have a resolution. The last time my credit card was scammed, I got the money back in 10 minutes.
Just use a credit card and keep some petty cash on you. Get the cash from an atm like a normal person. homosexual
Credit cards are for debt ridden fat amerigays. Stop trying to force debt onto everyone you gay ass licking cuck